RTMI Capital

Lending partner that
Makes sense.

RTMI Capital partners with ISOs and brokers to deliver flexible financing solutions for small and mid-sized businesses. Access competitive commission structures, dedicated support, and streamlined deal processing.

Dun's 100 - The Standard of Achievement

Selected by Dun & Bradstreet as a leading private credit firm for the last 2 years

Partner Inquiry

Submit your information and a dedicated representative will contact you within one business day.

By submitting you agree to our Privacy Policy. We'll never share your information.

About RTMI Capital

Built on experience.
Backed by capital.

RTMI Capital was founded with a clear mission: to provide small and mid-sized businesses with fast, flexible access to capital while offering our partners a transparent and rewarding path to growth.

Headquartered in Miami, Florida, we operate as a fully licensed and insured financial services company. Our leadership team brings decades of experience in commercial lending, underwriting, and partner development.

We believe in building long-term relationships — not just transactions. That commitment has helped us deploy over $500 million in capital to businesses across more than 80 industries.

Why Partner With RTMI

Built to support your success

We designed our partner program to prioritize your growth. From rapid approvals to transparent compensation, our infrastructure is built to help you serve more clients and maximize your earnings.

Rapid Credit Decisions

Submit applications and receive credit decisions in under 24 hours. Our streamlined underwriting process ensures your clients receive funding when they need it.

→ Under 24-hour decisions

Transparent Commission Structure

Our commission model is clear and straightforward. Know exactly what you earn on every funded deal with weekly ACH disbursements and no clawback provisions.

→ Weekly ACH payouts

Dedicated Partnership Support

Every partner is assigned a dedicated account manager. Receive personalized support, real-time deal updates, and direct access to our underwriting team.

→ Dedicated account manager

Partner Categories

Solutions for every partner type

Whether you process one application monthly or manage a full ISO operation, RTMI Capital provides scalable partnership solutions tailored to your business model.

01

Independent Brokers

Individual brokers seeking a reliable funding partner with competitive commission structures and rapid credit decisions.

02

ISO Organizations

Multi-representative organizations with high volume. Access dedicated support, bulk submission tools, and tiered commission programs.

03

Referral Partners

Financial advisors, accountants, and attorneys who serve business clients with capital requirements. Straightforward referral compensation.

04

Syndication Partners

Capital partners interested in co-funding opportunities. Flexible deal structures with clear terms and aligned incentives.

Trusted by Leading ISOs

Big Think Capital
CapFront
Park Capital
Lexington Capital Holdings
Clarify Capital
FundWell
Llama Loan
BusinessLoans.com
EF
Elevate Funding
CB
Capital Bridge
MF
Meridian Finance
AFG
Apex Funding Group
SC
Sterling Capital
HP
Horizon Partners
SI
Summit ISO
PL
Pinnacle Lending
Big Think Capital
CapFront
Park Capital
Lexington Capital Holdings
Clarify Capital
FundWell
Llama Loan
BusinessLoans.com
EF
Elevate Funding
CB
Capital Bridge
MF
Meridian Finance
AFG
Apex Funding Group
SC
Sterling Capital
HP
Horizon Partners
SI
Summit ISO
PL
Pinnacle Lending
Big Think Capital
CapFront
Park Capital
Lexington Capital Holdings
Clarify Capital
FundWell
Llama Loan
BusinessLoans.com
EF
Elevate Funding
CB
Capital Bridge
MF
Meridian Finance
AFG
Apex Funding Group
SC
Sterling Capital
HP
Horizon Partners
SI
Summit ISO
PL
Pinnacle Lending

Program Details

Partnership benefits at a glance

Our partner program provides the tools, support, and competitive compensation structure you need to grow your business.

Diverse Product Suite — MCAs, short-term loans, and lines of credit to address various business financing requirements
Funding Range: $10K – $2M — Comprehensive funding amounts to serve the full spectrum of small and mid-sized business needs
Clear Underwriting Criteria — 640+ FICO minimum, 2 years time in business, $50K monthly revenue. Transparent credit policy with no hidden requirements
Streamlined Submission Process — Single application submission. Our team manages underwriting through funding on your behalf
Real-Time Deal Tracking — Access current status updates on all submissions through our partner portal
Renewal Commission Structure — Earn ongoing commissions on renewal financing from your existing client relationships
Fully Licensed & Compliant — Miami-based headquarters. Licensed, insured, and compliant across all operating states

COMMISSION OVERVIEW

New originationsCompetitive % of funded
Renewal dealsRecurring commission
Payout frequencyWeekly ACH
Funding range$10K – $2M
Decision timeUnder 24 hours
Terms3 – 18 months

Partnership Process

A streamlined path from application to revenue

Our onboarding process is designed to get you up and running quickly, with dedicated support at every stage.

01

Submit Application

Complete our partner application form. Our team reviews all submissions within 24 hours and will contact you to discuss next steps.

02

Partner Onboarding

Upon approval, receive access to our partner portal, dedicated account manager, and deal submission tools with comprehensive training.

03

Begin Submitting Deals

Submit client applications, monitor deal status in real-time, and receive competitive commissions disbursed weekly via ACH transfer.

Partner Application

Submit your partnership application

Complete the form below and a dedicated RTMI Capital representative will contact you within one business day.

Contact Information

Business Details

Partner Type

Additional Information

By submitting, you agree to our Privacy Policy and Terms of Use.

Capital that is

Partner with RTMI Capital and gain access to the resources, support, and capital your clients need.