A Lending partner that
Makes sense.

RTMI partners with ISOs, brokers and advisors to provide term loans, revenue based financing and lines of credit with speed, and more importantly accuracy. Backed by institutional capital, RTMI's direct lending products are a leading tool for Small to Medium sized business growth in the US.

Dun's 100 - The Standard of Achievement

Selected by Dun's & Bradstreet as a leading private credit firm for the last 2 years

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About RTMI Capital

Built on experience,
backed by institutional capital.

RTMI started as a subsidiary of supply chain software company "Segment". Managing back-end operations for companies across all market sectors, governmental agencies, Inc 500 enterprises and small businesses, we saw a clear problem - cash flow solutions were dearly needed.

RTMI was founded with the clear goal of being the all in one solution for business financing, providing market leading terms through true capital abilities and a mission to be a driving force of economical growth for the businesses that provide value in today's world. We do that through relationships, not transactions.

Why Partner With RTMI

Built to support your success

You work with top tier clients, and you need a solution that makes them prefer you over their bank.

We designed our partner program to prioritize your growth. From rapid approvals to transparent compensation, our infrastructure is built to help you serve more clients and maximize your earnings.

Rapid Credit Decisions

Submit applications and receive credit decisions in under 24 hours. Our streamlined underwriting process ensures your clients receive funding when they need it.

Under 24-hour decisions

Transparent Commission Structure

Our commission model is clear and straightforward. Know exactly what you earn on every funded deal, earn bonuses while getting bank-grade capital.

Extensive payout program

Dedicated Partnership Support

Every partner is assigned a dedicated account manager. Receive personalized support, real-time deal updates, and direct access to our underwriting team.

Dedicated account manager

Partner Categories

Solutions for every partner type

Whether you process one application monthly or manage a full ISO operation, RTMI Capital provides scalable partnership solutions tailored to your business model.

01

Independent Brokers

Individual brokers seeking a reliable funding partner with competitive commission structures and rapid credit decisions.

02

ISO Organizations

Multi-representative organizations with high volume. Access dedicated support, bulk submission tools, and tiered commission programs.

03

Referral Partners

Financial advisors, accountants, and attorneys who serve business clients with capital requirements. Straightforward referral compensation.

04

Private Equity and Investment Banking

Your clients need capital that's accessible but doesn't kill margins. We built a special PE based approach to tailor exactly for that.

Trusted by Leading ISOs

Big Think Capital
CapFront
Park Capital
Lexington Capital Holdings
Clarify Capital
FundWell
Llama Loan
BusinessLoans.com
Big Think Capital
CapFront
Park Capital
Lexington Capital Holdings
Clarify Capital
FundWell
Llama Loan
BusinessLoans.com
Big Think Capital
CapFront
Park Capital
Lexington Capital Holdings
Clarify Capital
FundWell
Llama Loan
BusinessLoans.com

Program Details

Partnership benefits at a glance

Our partner program provides the tools, support, and competitive compensation structure you need to grow your business.

Diverse Product SuiteMCAs, short-term loans, and lines of credit to address various business financing requirements
Funding Range: $20K – $5MComprehensive funding amounts to serve the full spectrum of small and mid-sized business needs
Clear Underwriting Criteria640+ FICO minimum, 1.5 years time in business, $50K monthly revenue. Transparent credit policy with no hidden requirements - you get the entire guideline when you onboard as a partner.
Streamlined Submission ProcessSingle application submission. Our team manages underwriting through funding on your behalf
Real-Time Deal TrackingAccess current status updates on all submissions through our partner portal
Renewal Commission StructureEarn ongoing commissions on renewal financing from your existing client relationships

DEAL STRUCTURE OVERVIEW

Max termUp to 24 months
Average rates12% - 24% per annum
Repayment intervalsWeekly / Bi-weekly / Monthly / Balloon

Partnership Process

A streamlined path from application to revenue

Our onboarding process is designed to get you up and running quickly, with dedicated support at every stage.

01

Submit Application

Complete our partner application form. Our team reviews all submissions within 24 hours and will contact you to discuss next steps.

02

Partner Onboarding

Upon approval, receive access to our partner portal, dedicated account manager, and deal submission tools with comprehensive training.

03

Begin Submitting Deals

Submit client applications, monitor deal status in real-time, and receive competitive commissions disbursed weekly via ACH transfer.

Partner Inquiry

Submit your partnership application

Submit your information and a dedicated representative will reach out.

Contact Information

Business Details

Partner Type

Additional Information

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Capital that is

Partner with RTMI Capital and gain access to the resources, support, and capital your clients need.